Associate Relationship Manager - Gems and Jewellery

Hiring for: A leading private sector bank in India, offering a wide range of banking and financial services to corporate, retail, and institutional clients.

Role: Associate Relationship Manager - Gems and Jewellery

Positions: 2

Experience: 2 to 5 years

Location(s): Mumbai

Type: On-site / Permanent

Salary: Up to INR 16 LPA

Position Summary:

The incumbent has to work along with the relationship manager, developing the credit skills and at the same time giving exposure to interact with the clients.

Essential Duties and Responsibilities:

• Support team in transaction appraisal & execution, including preparation of detailed credit appraisal of transactions, project evaluation, industry analysis, risk assessment & mitigation, financial analysis, sensitivity analysis, preparation of transaction documents and conducting site-visits.
• Present investment proposals before the Credit Committee/Senior Management, substantiating analysis and merits of the transactions.

·      Work with the team in legal documentation, execution of legal agreements, KYC checks & compliance, disbursement, and coordination between the customer, legal, operations, internal audit, accounts and treasury teams.

·      Post Disbursement Portfolio Monitoring including collection monitoring, project tracking, managing account formalities and responding to credit events.

Track industry dynamics and regulatory trends.