BBG - Credit Analyst

Hiring for: A leading private sector bank in India, offering a wide range of banking and financial services to corporate, retail, and institutional clients.

Role: BBG - Credit Analyst

Experience: 3 to 5 years

Location(s): Rajkot

Salary: Up to INR 15 LPA

Role Details: Underwriting of Working Capital and Term Loan requirements for BBG customers.

Overall Job Description:

·      Underwriting and Analyzing financials for various MSME’s

·      Assessment of Working Capital & Term Loan Requirements.

·      Having good understanding of financials and ratios and its importance in analyzing credit proposals.

·      Have dealt with products like CC/OD, Export Finance, NFB Limits – LC/BG/BYC, Term Loan and Derivatives Product.

·      Conducting client meetings, discussing and resolving queries along with business team.

·      Ensuring TAT and Bank policies are followed

·      Monitoring Assigned Portfolio, EWS, Stock audit and other monitoring items to be kept track of Assigned Portfolio.

·      Ensuring timely closure of renewals.

·      Hands-on experience for both Templated Products as well as Judgmental Lending.

EDUCATION - CA/MBA (Finance)

Desired Behavioral / Functional Traits- Credit Skills, Financial Analysis, Ratio Analysis, Interpersonal Skills, Excellent English Writing Skills, Functional Knowledge of Finacle, Excel and Word.