Credit Monitoring Unit - Real Estate / Project Finance

Mumbai, Maharashtra2-6 yrsPermanentOn-siteINR 12 - 16 LPA3 openings

Hiring for: A leading private sector bank in India, offering a wide range of banking and financial services to corporate, retail, and institutional clients.

Role: Credit Monitoring Unit - Real Estate / Project Finance

Positions: 3

Experience: 2 to 6 years

Location(s): Mumbai

Salary: Up to INR 16 LPA


Key Responsibilities and Duties:

Project Monitoring: Tracking construction progress, evaluating cost/time overruns, and performing site visits to ensure milestones are met.

Financial Covenant Tracking: Reviewing loan agreements and tracking borrower compliance with financial covenants, such as debt service coverage ratios (DSCR).

Risk Management: Identifying early warning signals (EWS) of distress, monitoring security cover (collateral) valuation, and implementing mitigating measures.

Documentation & Reporting: Maintaining MIS updates (sales MIS, escrow monitoring), reviewing NOC issuance, and reporting to the Credit Committee.

Analysis: Analyzing developer cash flows, leasing performance, and market trends to assess risk

Skills

Corporate BankingCorporate Client ManagementCredit MonitoringCredit Monitoring & AnalysisCredit Portfolio AnalysisCredit Portfolio MonitoringInfrastructure LendingProject FinanceReal EstateWholesale Banking

Posted August 12, 2026